1 thought on “charoite jewelry wholesale How to use the central bank's digital currency?”
Cynthia
wholesale dance jewelry accessories In information obtained from the recent test page of the digital currency of Agricultural Bank, the use of digital currency issued by the central bank is basically the same as the mobile payment products currently used by the majority of domestic residents. Large changes (for example: third -party mobile payment products such as Alipay WeChat). In central bank digital currency, in fact, the central bank no longer uses paper and uses a series of currencies (referred to as the electronic version of the RMB), which is different from the paper version that we currently only use in China. Other aspects are the same, because the state endorsement of the central bank's digital currency is based on, and the total amount of the paper version of the RMB is issued. It is not an unlimited issue. Due to the depreciation and value -added of the central bank's issuing digital currency RMB (it is understood that in order to ensure that the central bank's digital currency is not excessive, banks or other exchange institutions need to pay 100%of the central bank's full payments, that is, the equivalent exchange). I personally think that after the official launch of the digital currency, all types of mobile payment institutions will be affected to varying degrees, because the majority of residents will not income any handling fees when using digital currency. A certain handling fee transfer and reflection. In summary: From the digital currency issued by the central bank currently understood, the usage method is basically similar to the current mobile payment. There is not much change. In the case of poor network signals, digital currencies can still be used for transactions (the same as using banknotes).
On April 17, the central bank's Digital RMB (DCEP) is in the internal test, but it is not equal to the official implementation.
(Figure: dual offline function of DC/EP wallet) In short, the so -called central bank's digital RMB is essentially the digital form of paper RMB, everything that paper has (law Compensation, stability, national credit endorsement), DCEP has the same. , on the other hand, the central bank's digital currency with DC/EP wallet has functions such as "sweeping", "transfer", and "touching". The important thing is that the DC/EP wallet gets rid of the dependence on the network.
How to use digital currencies for central banks? Let me talk about my personal opinion. (1) Digital currency is equivalent to replacing the banknotes in the current hand to an invisible form, that is, the digital form. It can be used in any scenario that needs to be paid. It is different from WeChat and Alipay. Some scenes of WeChat and Alipay may not support it. (2) In the future, digital currency starts to use circulation, and a digital wallet of a "carrier" digital currency will be needed. When it is needed, as long as there is this carrier on the mobile phone, the two mobile phones can achieve mutual transfer of transfer to each other. It is very likely that you do not even need the Internet. (3) Digital currency can be used across and across APPs. (4) According to the report, the central bank adopted the "double -layer operation" mechanism. In the early days, the central bank would exchange digital currencies to Ali, Tencent, ICBC, CCB, Agricultural Bank of China, UnionPay, and then directly to the public to the public After issuing, after the digital currency is really issued, we can directly exchange through WeChat, Alipay, and Bank APP. The summary: Digital currency is a digital form currency. It can be used in any scenario. Even the network is not needed. It only needs a carrier such as a digital wallet to achieve mutual transfer. After the issuance of digital currencies, the general public can exchange digital currencies through various channels such as WeChat, Alipay, and Bank APP.
The currency points are about 6 types, and the specific periods and effects are not the same. Let me briefly talk about it. 1. Natural currency. Natural currency is a currency formed by nature, similar to stone shells. It can also be seen from our Chinese characters, as long as the quilt is basically related to money. 2. Metal currency. Metal currencies are artificial currencies, precious metals such as gold and silver. Due to the scarcity of Platinum and silver, it was often used to buy goods in ancient times, acting as a function of a currency. 3. Credit currency. Currency, such as banknotes, copper coins, silver tickets, etc., is credit currency. Like we often watch TV in ancient times, we saw the daily transaction activities of using silver tickets or copper plates. 4. Electronic currency. The most common is WeChat, Alipay. This should be the most common currency used now. Scan the QR code with a mobile phone with you can perform a daily trading activity. 5. Digital currency. Digital currency issued by the central bank through the credit guarantee of the government. That is how much deposit in your bank card, how much digital currency you can exchange for. 6. Virtual currency. Virtual currency is a currency with a large controversy in recent years, and the most typical is Bitcoin. The people may be a bit ambitious in virtual currency and digital currency, and they feel that they are a currency calculated by a program. There is actually a big difference. Behind the digital currency is a powerful government credit guarantee and national credit guarantee. The virtual currency itself has a weekly turnover situation, and the degree of circulation, including one of its credit guarantee capabilities, is also very different.
The issuance of digital currencies of central banks replaced the RMB cash we used in our daily. We usually use banknotes to pay for, and the central bank's digital currency adopts electronic form, which is likely to use electronic wallets for use. It from the recently tested central bank digital currency wallet interface, it can be seen that the interface of the central bank's digital currency wallet is similar to the Alipay and WeChat we are familiar with. The main functions include "code -scan payment", "remittance", "receivable payment" Under normal circumstances, as long as we log in to the electronic wallet app with mobile phones, click the relevant module to activate the relevant functions. For example, the function of "scanning code payment" is because of the two -dimensional code of the electronic wallet of others to scan the two -dimensional code of our mobile phone. It has not changed much in terms of habits. The "touch" function can realize the capital transfer of electronic wallets in the state of non -network without network. It can be said that it has completely got rid of the restraint of the network signal and makes the circulation of funds more efficient. On the other hand, Xinqi speculated that the function is also designed for the elderly and other people who are not accustomed to electronic payment. It is very likely to simulate cash payment, which can be said to be very humanized.
The on, I think the use of digital currencies of central banks has not changed much compared with the traditional Alipay and WeChat APP software. The funds on Alipay and WeChat are M1, while the funds in the digital currency wallet are M0. of course, everyone can rest assured. After all, the ultimate purpose of the development of science and technology is to improve the quality of life of everyone, and the central bank's digital currency is no exception. The society will give the public full time to adapt to digital currencies and gradually from "banknotes and numbers and numbers. Currency coexistence to the stage of "digital currency". The digital currency of the central bank has not yet been officially issued. Recently, relevant information testing has been performed. From the picture below, it can be seen that this is the central bank digital currency in the test. Test diagram. Digital currency corresponds to the RMB, and the issuer is the People's Bank of China.
D digital currency is a brand new currency. It adopts blockchain technology and has a variety of characteristics such as non -tampering, traceability, and non -fake. If your digital currency is stolen, you can track where the digital currency flows, and you can even freeze or abolish the currency, so the scammers are useless to get money. Is how to use the digital currency of the central bank? It has not been officially issued yet, and naturally there is no detailed and accurate guideline. But in fact, even if the digital currency is issued in the future, it is not a problem. D digital currency is equivalent to the banknotes we use. They all represent fiat currency. The currency and currency will replace some banknotes to the issuance, making currency issuance more efficient and more matching economic activities. Then we can choose to replace the banknotes with digital currencies, or we can choose to change deposits to digital currencies. It using a digital currency is to install a digital currency wallet on the mobile phone. After exchanging it to the digital currency, you enter the wallet and become your own assets. You can pay, WeChat and WeChat. Code payment, or pay by touching a touch, the use process will be infinitely converged with everyone's use habits. At the same time, digital currencies have a big advantage, that is, no network is required. Even if it runs into a ravine without a signal tower, or in an elevator without signal, it can be paid at any time, which will be more convenient and fast.
wholesale dance jewelry accessories
In information obtained from the recent test page of the digital currency of Agricultural Bank, the use of digital currency issued by the central bank is basically the same as the mobile payment products currently used by the majority of domestic residents. Large changes (for example: third -party mobile payment products such as Alipay WeChat).
In central bank digital currency, in fact, the central bank no longer uses paper and uses a series of currencies (referred to as the electronic version of the RMB), which is different from the paper version that we currently only use in China. Other aspects are the same, because the state endorsement of the central bank's digital currency is based on, and the total amount of the paper version of the RMB is issued. It is not an unlimited issue. Due to the depreciation and value -added of the central bank's issuing digital currency RMB (it is understood that in order to ensure that the central bank's digital currency is not excessive, banks or other exchange institutions need to pay 100%of the central bank's full payments, that is, the equivalent exchange). I personally think that after the official launch of the digital currency, all types of mobile payment institutions will be affected to varying degrees, because the majority of residents will not income any handling fees when using digital currency. A certain handling fee transfer and reflection.
In summary: From the digital currency issued by the central bank currently understood, the usage method is basically similar to the current mobile payment. There is not much change. In the case of poor network signals, digital currencies can still be used for transactions (the same as using banknotes).
On April 17, the central bank's Digital RMB (DCEP) is in the internal test, but it is not equal to the official implementation.
(Figure: dual offline function of DC/EP wallet)
In short, the so -called central bank's digital RMB is essentially the digital form of paper RMB, everything that paper has (law Compensation, stability, national credit endorsement), DCEP has the same.
, on the other hand, the central bank's digital currency with DC/EP wallet has functions such as "sweeping", "transfer", and "touching". The important thing is that the DC/EP wallet gets rid of the dependence on the network.
How to use digital currencies for central banks? Let me talk about my personal opinion.
(1) Digital currency is equivalent to replacing the banknotes in the current hand to an invisible form, that is, the digital form. It can be used in any scenario that needs to be paid. It is different from WeChat and Alipay. Some scenes of WeChat and Alipay may not support it.
(2) In the future, digital currency starts to use circulation, and a digital wallet of a "carrier" digital currency will be needed. When it is needed, as long as there is this carrier on the mobile phone, the two mobile phones can achieve mutual transfer of transfer to each other. It is very likely that you do not even need the Internet.
(3) Digital currency can be used across and across APPs.
(4) According to the report, the central bank adopted the "double -layer operation" mechanism. In the early days, the central bank would exchange digital currencies to Ali, Tencent, ICBC, CCB, Agricultural Bank of China, UnionPay, and then directly to the public to the public After issuing, after the digital currency is really issued, we can directly exchange through WeChat, Alipay, and Bank APP.
The summary: Digital currency is a digital form currency. It can be used in any scenario. Even the network is not needed. It only needs a carrier such as a digital wallet to achieve mutual transfer. After the issuance of digital currencies, the general public can exchange digital currencies through various channels such as WeChat, Alipay, and Bank APP.
The currency points are about 6 types, and the specific periods and effects are not the same. Let me briefly talk about it.
1. Natural currency. Natural currency is a currency formed by nature, similar to stone shells. It can also be seen from our Chinese characters, as long as the quilt is basically related to money.
2. Metal currency. Metal currencies are artificial currencies, precious metals such as gold and silver. Due to the scarcity of Platinum and silver, it was often used to buy goods in ancient times, acting as a function of a currency.
3. Credit currency. Currency, such as banknotes, copper coins, silver tickets, etc., is credit currency. Like we often watch TV in ancient times, we saw the daily transaction activities of using silver tickets or copper plates.
4. Electronic currency. The most common is WeChat, Alipay. This should be the most common currency used now. Scan the QR code with a mobile phone with you can perform a daily trading activity.
5. Digital currency. Digital currency issued by the central bank through the credit guarantee of the government. That is how much deposit in your bank card, how much digital currency you can exchange for.
6. Virtual currency. Virtual currency is a currency with a large controversy in recent years, and the most typical is Bitcoin.
The people may be a bit ambitious in virtual currency and digital currency, and they feel that they are a currency calculated by a program. There is actually a big difference. Behind the digital currency is a powerful government credit guarantee and national credit guarantee. The virtual currency itself has a weekly turnover situation, and the degree of circulation, including one of its credit guarantee capabilities, is also very different.
The issuance of digital currencies of central banks replaced the RMB cash we used in our daily. We usually use banknotes to pay for, and the central bank's digital currency adopts electronic form, which is likely to use electronic wallets for use.
It from the recently tested central bank digital currency wallet interface, it can be seen that the interface of the central bank's digital currency wallet is similar to the Alipay and WeChat we are familiar with. The main functions include "code -scan payment", "remittance", "receivable payment" Under normal circumstances, as long as we log in to the electronic wallet app with mobile phones, click the relevant module to activate the relevant functions. For example, the function of "scanning code payment" is because of the two -dimensional code of the electronic wallet of others to scan the two -dimensional code of our mobile phone. It has not changed much in terms of habits.
The "touch" function can realize the capital transfer of electronic wallets in the state of non -network without network. It can be said that it has completely got rid of the restraint of the network signal and makes the circulation of funds more efficient.
On the other hand, Xinqi speculated that the function is also designed for the elderly and other people who are not accustomed to electronic payment. It is very likely to simulate cash payment, which can be said to be very humanized.
The on, I think the use of digital currencies of central banks has not changed much compared with the traditional Alipay and WeChat APP software. The funds on Alipay and WeChat are M1, while the funds in the digital currency wallet are M0.
of course, everyone can rest assured. After all, the ultimate purpose of the development of science and technology is to improve the quality of life of everyone, and the central bank's digital currency is no exception. The society will give the public full time to adapt to digital currencies and gradually from "banknotes and numbers and numbers. Currency coexistence to the stage of "digital currency".
The digital currency of the central bank has not yet been officially issued. Recently, relevant information testing has been performed. From the picture below, it can be seen that this is the central bank digital currency in the test. Test diagram. Digital currency corresponds to the RMB, and the issuer is the People's Bank of China.
D digital currency is a brand new currency. It adopts blockchain technology and has a variety of characteristics such as non -tampering, traceability, and non -fake. If your digital currency is stolen, you can track where the digital currency flows, and you can even freeze or abolish the currency, so the scammers are useless to get money.
Is how to use the digital currency of the central bank? It has not been officially issued yet, and naturally there is no detailed and accurate guideline. But in fact, even if the digital currency is issued in the future, it is not a problem.
D digital currency is equivalent to the banknotes we use. They all represent fiat currency. The currency and currency will replace some banknotes to the issuance, making currency issuance more efficient and more matching economic activities. Then we can choose to replace the banknotes with digital currencies, or we can choose to change deposits to digital currencies.
It using a digital currency is to install a digital currency wallet on the mobile phone. After exchanging it to the digital currency, you enter the wallet and become your own assets. You can pay, WeChat and WeChat. Code payment, or pay by touching a touch, the use process will be infinitely converged with everyone's use habits. At the same time, digital currencies have a big advantage, that is, no network is required. Even if it runs into a ravine without a signal tower, or in an elevator without signal, it can be paid at any time, which will be more convenient and fast.