kleitz 601 market street wholesale jewelry wilmington de 1920 How to pay with digital RMB

jungle girl jewelry wholesale After logging in to the digital RMB software, scan the code to pay for the merchant, or present the payment code to the merchant to pay.
If the digital RMB sent by the bank to the user, then log in to the bank's mobile banking, scan the code to pay the code to the merchant, or present the payment code to the merchant to pay. It should be noted that the digital RMB only supports some merchants.
This expansion information:
D digital RMB, letters are tentatively defined as "E-CNY" in accordance with international usage practice. Public exchange, based on a broad account system, supports bank account loosening function, equivalent to paper money coins, has valuable characteristics and legal repayment, and supports controllable anonymous.
The concept of digital RMB has two points, one is that digital RMB is a legal currency in digital form; the other is equivalent to paper banknotes and coins. And coin. It is mainly positioned as cash payment vouchers (M0), which will coexist with the real RMB for a long time. It is mainly used to meet the public's demand for digital form cash and help inclusive finance.
At present, the research and development test has basically completed the top -level design, functional research and development, system debugging and other work. It is following the principles of steady, safe, controllable, innovative, and practical, and select part of the representative areas to carry out pilot tests.
Compared with virtual currency such as Bitcoin, digital RMB is a fiat currency. It is the highest effectiveness and safety as the legal currency. Bitcoin is a virtual asset. Any sovereign credit guarantee cannot ensure stability of value. This is the most fundamental difference between central bank digital currencies and Bitcoin and other encrypted assets.
D digital RMB adopted a double -layer operation system. That is, the People's Bank of China does not directly issue and exchange digital currencies to the public. Instead, it first exchanges digital RMB to the designated operating institutions, such as commercial banks or other commercial institutions, and then exchanged to the public by these institutions.
The operating institutions need to pay 100%reserve to the People's Bank of China. This is the 1: 1 exchange process. This dual -layer operation system is basically the same as the issuance of paper banknotes, so it will not have a great impact on the existing financial system, nor will it have a great impact on the real economy or financial stability.
Under the current digital currency system, anything that can form a personal identity can become an account. For example, the license plate number can become a sub -wallet for digital RMB, paying through highways or parking. This is the concept of a broad account system.
Coustically supporting bank accounts refers to opening a digital RMB wallet without a bank account. For people in some rural areas or remote mountain areas, tourists from overseas in China, etc., cannot or have inconvenient to hold bank accounts, can also enjoy the corresponding financial services through digital wallets to help realize inclusive finance.